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Kampe Gold Diaspora Plan Details

The Kampe Gold Diaspora Plan is a comprehensive health insurance package tailored for individuals with ties to Nigeria living abroad. It offers a wide range of benefits including outpatient services, in-patient services, management of chronic conditions, surgeries, eye care, maternity care, fertility services, dental services, child health services, emergency services, otolaryngological (ENT) services, cancer care, and much more. This plan ensures that individuals have access to quality healthcare services when needed. See full comprehensive coverage below.

OUTPATIENT SERVICES
Out Patient Care, General and Specialist Consultation (Nephrologist, Urologist, Endocrinologist)

Routine laboratory and diagnostic tests, X-rays, ultrasound

Prescribed drugs
IN-PATIENT SERVICES
Admission (all wards) for 30 days

Accommodation for women whose child is sick (2days in general ward)

Feeding (limits apply)
MANAGEMENT OF CHRONIC CONDITIONS (INVESTIGATIONS AND DRUGS)
Hypertension

Diabetes

Sickle Cell Anaemia

Asthma

Limit of N500,000/yr.

Physiotherapy(15 SESSIONS)
SURGERIES
All Surgeries(Limit of N1,000,000.00)

Anesthesia

Surgical supplies/Consumables

Laparoscopic surgery
EYE CARE
Consultation, refraction, visual acuity/Routine exam, Intraocular Pressure Test and treatment

Surgery (refer to surgery limit for those covered)

Provision of lenses- up to a limit of N80,000(once in 2 years)
MATERNITY
Antenatal care

Caesarian section (covered up to surgery limit)

Normal & Assisted Delivery

Postnatal care up to 6 weeks

Contraception (Condoms, Oral pills, IUDs, Implants & Injectable(Up to a Limit of N100,000)

Epidural for normal delivery

FERTILITY SERVICES (Investigations only)-Counselling, SFA, ultrasound, HSG, hormonal assay, hysteroscopy
DENTAL SERVICES
Consultation & treatment of simple infections, pain, simple extractions

Scaling & polishing (once per year)

Amalgam filling, Composite, GIC(Max 8 teeth/yr)

Root canal therapy, Crowning & Dentures Limit of N150,000

Surgical extractions(Max - 6 teeth/yr.)
CHILD HEALTH
Neonatal Intensive Care Services(Up to a limit of N350,000)

Preterm Delivery

Treatment of congenital abnormalities (Children born on the plan )- Up to a limit of N350,000

Special care baby unit/Incubator Services(Up to a limit of N350,000)

Routine Immunization (NPI)

Additional Immunization for children 6 to 17 years (Meningitis , Yellow fever, and Hepatitis B)
OTOLARYNGOLOGICAL (ENT) SERVICES
Treatment of ENT diseases and removal of foreign bodies

ENT Surgeries-Covered as a part of Overall limit on Surgical services
OTOLARYNGOLOGICAL (ENT) SERVICES
Treatment of ENT diseases and removal of foreign bodies

ENT Surgeries-Covered as a part of Overall limit on Surgical services
CANCER CARE
Cancer Care: Surgical + Radiotherapy & Chemotherapy(Up to 1,000,000)
WELLNESS SERVICES
Access To Gym (at designated places)-(7 sessions per month)

Access to Spa (at designated places)- (5 sessions per annum)

Mental Health + Access to In-House Psychologist- Up to 6 months

Prosthetic implants and appliances(covered up to limit for chronic medical conditions)
ANNUAL MEDICAL CHECK UP
Annual Health Screening at Designated centers (For Principals & Spouses)

Physical examination

BMI

Urinalysis

PCV

blood pressure

blood sugar

Genotype

ECG

serum cholesterol

LFT

E/U/Cr

annual mammogram cervical smears every 2 years for women > 30 years and above

PSA for men above 40 years

ADDITIONAL BENEFITS

HIV/AIDS diagnosis + treatment at free specialist centers

DIALYSIS 10 Sessions

Inpatient/hospitalization benefits in the UK, France and Germany

Reimbursement for delivery Abroad Normal-$300/CS-$400

On-site Health Checks, Health Talks/Education forum or wellness fairs

Worldwide Travel Insurance cover for Principal Enrollee Only (2 Weeks basic plan)

Personal Health Equipment for Chronic condition (Principal Enrollee only) Glucometer or Sphygmomanometer

Life and Permanent disability Benefit for each dependent. Up to a limit of N100,000.00

Personal Accident Benefit for Principal Up to a limit of N250,000.00

My UHI App

Telemedicine + Psychologist Consultation (Employee Assistance)
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EXCLUSIONS

Cosmetic Surgery

Prosthetic devices such as cardiac pacemaker, Orthopaedic implants, etc.

Induced abortion

Advanced and/or complex ancillary investigations e.g. Marrow biopsy, Skeletal survey, Myelogram, etc.

Neurological surgeries

Dental Prosthesis

Dental & Surgical Implants
Alternative/Unorthodox medicine

Invitro Fertilization

Special-order optical lenses

Embalmment and autopsies

Domiciliary/Hospice Care

Neonatal care not listed under neonatal services

Self-inflicted injuries

Stem cell transplant or bone marrow transplant
Conditions caused by an act of war, an epidemic, or Enrolee participating in a riot

Treatment of substance abuse

School admission test

Congenital abnormalities for children not born on the plan

Services primarily for weight reduction or treatment of obesity

Professional Sports and willful exposure to needless danger

TERMS & CONDITIONS

Waiting Period:

1. Wellness Check -up - 6months

2. Maternity and Delivery - 10months

3. Surgery (Except Emergency Surgery) 12 months of Continuous Coverage

4. Cancer Treatment - 24 months of continuous coverage

5. Age Coverage: 0 - 60yrs

Plan

E
₦
  • Life - 1,000,000
  • Permanent Disability - 1,000,000
  • Critical illness - 1,000,000
  • Hospital Cash - 250,000

Kampe

Gold
$ 425 Per Person Annually
  • ANNUAL LIMIT - 5 MILLION NAIRA
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  • 19 Biaduo Street, Off Keffi Road, Ikoyi, Lagos Island, 101232
  • 07045727088