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Kampe Ruby Diaspora Plan Benefits

The Kampe Ruby Diaspora Plan offers a wide range of healthcare benefits to individuals with ties to Nigeria living in the diaspora. From outpatient services to immunization, surgical procedures, internal medicine, HIV/AIDS care, mental health services, pediatric care, obstetrics and gynecology, ophthalmology, emergency care, child welfare services, family planning, and dental care, this plan covers all aspects of healthcare needs for members.

OUTPATIENT SERVICES
Registration - Covered

General consultation - Covered

Specialist consultation - Covered

Routine laboratory investigations - Covered
IN-PATIENT SERVICES
General Practitioner review(Covered)

Specialist review Covered

Admissions Private ward

Feeding Covered

Nursing care Covered
DENTAL SERVICES
MANAGEMENT OF PAINS

SIMPLE EXTRACTION (LIMIT OF 2 TEETH/ANNUM)
PHYSIOTHERAPY
Physiotherapy 15 Sessions

Cervical collar, Knee brace

Crutches

Lumbar Corset
MATERNITY & INFERTILITY SERVICE
Antenatal care

Normal delivery

Induction of Labour

Assisted delivery Covered up to ₦350,000

Cesarean Section

Postnatal care

Counseling

Preliminary diagnosis
DRUG PRESCRIPTION (IN & OUT PATIENT)
Supply of Oral drugs

Medications

Injectibles, Pessaries

Suppositories

Consumables as prescribed by Doctor
CHILD CARE SERVICES
Postnatal care for new born

Emergency care for new born

Routine immunizations (NPI)

Other immunizations for 0 -5years/Special Immunizations: HIB, MMR, rotavirus, Typhoid, Pneumococcal, Meningitis

General Practitioner consultation

Paediatric consultation

Child care counseling

Special Care Baby Unit (Incubator Care, Oxygen Therapy, Pulse Oximetry, Phototherapy) Covered for 5 days
DENTAL CARE
Routine dental examination Covered

Dental X-ray & Drugs Covered

Pain relief/therapy Covered

Amalgam fillings Covered

Composite fillings Covered

Scaling & polishing (annual) Covered

Simple extraction Covered

Surgical extraction Covered

Dental preventive care Covered

Root canal therapy Covered

**Dental coverage limits Maximum of N100,000.00
EYE CARE
Optical consultation

Routine Eye examination

Refraction, Tonometry

Central Visual field

Fundoscopy

Frames and Lenses Covered (up to N80,000 every 2 years)

Medical treatment of simple/primary infection (e.g. conjunctivitis)

Foreign body removal

Eye surgeries

Pterygium, Glaucoma and Cataract Covered up to ₦80,000
SURGERIES
Minor Surgeries and Procedures Covered

Intermediate Surgeries & Procedures Covered up to ₦120,000

Major Surgeries & Procedures Covered up to ₦300,000
ANNUAL MEDICAL CHECKUP
Annual physical Examination + Health Counseling Covered

Comprehensive medical examination: Physician pre evaluation, Physician post-evaluation, Complete physical examination, Urinalysis, Blood sugar, Full Blood Count, ECG, Lipid profile, Liver function test, Abdominopelvic ultrasound scan, Electrolytes, Urea and Creatinine, Stool microscopy, Chest X ray, Screening for Colon Cancer (Stool Occult Blood, Colonoscopy), Screening for Prostate Cancer (Digital Rectal Examination, PSA), Screening for Breast Cancer (Breast Examination, Breast Scan, Mammogram), Screening for cervical cancer (Pap Smear, HPV test) – For Principal Beneficiary Only– Covered
MANAGEMENT OF CHRONIC DISEASES
Medical Management of Chronic Ailments Covered

ANNUAL LIMITS ₦350,000

INVESTIGATIONS

LABORATORY INVESTIGATIONS
Registration - Covered

General consultation - Covered

Specialist consultation - Covered

Routine laboratory investigations - Covered
DIAGNOSTIC/RADIOLOGY INVESTIGATIONS
Plain X-rays of all body

parts, Ultrasound Scans (USS)
DIAGBNOSTIC/RADIOLOGY INVESTIGATIONS II
Doppler Scan

CT Scan

MRI

Audiometry

Spirometry

Electrocardiogram (ECG)

Electroencephalogram (EEG)

Echocardiogram

ADDITIONAL BENEFITS

BEHAVIORAL HEALTH SERVICES
Psychological testing Covered

Family counseling: (counseling with family members to aid diagnosis and treatment) Covered up to N100,000.00

Psychiatric care – Covered

Behavioral health services coverage limits - 5 Sessions
WELLNESS AND FITNESS
Consultation - Covered

Counseling - Covered

Health education, health checks -Covered
HIV/AIDS MANAGEMENT
Diagnosis, Treatment of opportunistic infections - Covered

Treatment at special government centres (Facilitation)– Covered
CANCER CARE
Preliminary diagnosis and Counseling – Covered

Supply of prescription drugs for supportive management Covered

Chemotherapy, Radiotherapy, Surgery – Covered

Cancer care coverage limits Maximum of - ₦300,000.00
MORTUARY SERVICES
For Principals only – Covered up to N100,000.00
DIALYSIS
For Acute Kidney Diseases – Covered up to 2 Sessions

TERMS & CONDITIONS

Waiting Period:

1. Wellness Check -up - 6months

2. Maternity and Delivery - 10months

3. Surgery (Except Emergency Surgery) - 12 months of Continuous Coverage

4. Cancer Treatment - 24 months of continuous coverage

5. Age Coverage: 0 - 60yrs

SECOND MEDICAL OPINION

LOCAL - Covered

REGION OF COVER - Nigeria
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Plan

E
₦
  • Life - 1,000,000
  • Permanent Disability - 1,000,000
  • Critical illness - 1,000,000
  • Hospital Cash - 250,000

Kampe

Ruby
$ 325 Annually
  • ANNUAL LIMIT - 4 MILLION NAIRA
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  • 19 Biaduo Street, Off Keffi Road, Ikoyi, Lagos Island, 101232
  • 07045727088