Secure Your Future with
Along with its comprehensive Health Insurance and Wellness package, Kampe Healthcare also provides comprehensive Personal Disability benefits to support individuals affected by accidents. Our plans ensure you receive a percentage of the premium paid, offering peace of mind and financial security.
The pillars of Kampe truly make it one of a kind within the country of Nigeria and the world. Kampe is the only healthcare scheme in the world that will offer a Health Insurance, Wellness, Personal Disability and Death Benefits for each of its plans.
Comprehensive Personal Disability Benefits
Kampe Health offers Personal Disability (PD) benefits to individuals affected by accidents. These benefits are payable as a percentage of the premium paid for all Kampe plans. In the event of permanent disablement, compensation is provided according to a ITEM (2A) and ITEM (2B). See full details of personal disability benefits below.
COMPENSATIONS ITEM 2A
- Total paralysis: 100%
- Permanent bedridden state: 100%
- Loss of two limbs: 100%
- Any other injury causing permanent total disablement from engaging in or giving attention to profession or or occupation of any kind: 100%
COMPENSATIONS ITEM 2B
- Loss of two limbs: 100%
- Loss of both hands, or of all fingers and both thumbS: 100%
- Total loss of sight of both eyes: 100%
- Loss of leg - at hip: 100%
- Loss of leg - between knee and hip: 75%
- Loss of leg - below knee: 60%
- Loss of foot: 40%
- Loss of toes - all of one foot: 20%
- Loss of toes - great: 5%
- Loss of toes - both phalanges: 10%
- Loss of toes - one phalanx: 3%
- Loss of toes - other than great, if more than one toe lost, each: 2%
- Loss of eyes - whole eye: 100%
- Loss of eyes - Sight: 100%
- Loss of eyes - Sight of, except perception of light: 30%
- Loss of eyes - Lens of, except perception of light: 30%
- Loss of hearing - both ears: 75%
- Loss of hearing - one ear: 15%
- Loss of arm - at shoulder: 80%
- Loss of arm - between elbow and shoulder: 70%
- Loss of arm: at elbow: 70%
- Loss of arm - between wrist and elbow: 70%
- Loss of hand at wrist: 70%
- Loss of four fingers and thumb of one: 50%
- Loss of four fingers: 40%
- Loss of thumb: both phalanges: 25%
- Loss of thumb: one phalanx: 10%
- Loss of index finger - three phalanges: 10%
- Loss of index finger - two phalanges: 10%
- Loss of index finger - one phalanx: 4%
- Loss of middle finger - three phalanges: 6%
- Loss of middle finger - two phalanges: 4%
- Loss of middle finger - one phalanx: 2%
- Loss of ring finger - three phalanges: 6%
- Loss of ring finger - two phalanges: 5%
- Loss of ring finger - one phalanx: 3%
- Loss of little finger - three phalanges: 5%
- Loss of little finger - three phalanges: 4%
- Loss of little finger - three phalanges: 3%
- Loss of metacarpals - first and second (additional): 4%
- Loss of metacarpals - third, fourth, and fifth (additional): 3%
